In an attempt to combat increases in credit card fraud, Visa, MasterCard, and other major credit cards got together and defined jointly published standards for securing credit card information. These standards, called the Payment Card Industry (PCI) Data Security Standards, define the best practices for handling, storing, and transmitting credit card information.
Visa's Cardholder Information Security Program (CISP) is designed to ensure that all merchants that store, process, or transmit Visa cardholder data, protect it properly. To achieve CISP compliance, merchants and service providers must adhere to the Payment Card Industry (PCI) Data Security Standard.
To become CISP compliant, vendors must go through a rigorous audit to meet the stringent requirements. We chose ServiceU as our processor because they have passed this audit. In some cases, they exceeded it. One such requirement is to have a quarterly network scan performed by a qualified scanning vendor. ServiceU exceeds this requirement with nightly scans performed by ScanAlert.
ServiceU provides the processing of credit card information and ACH processing with your merchant provider. By working with ServiceU, your constituents' credit card and bank account information does not go through the ACS databases at all. This information is entered into screens that go directly into ServiceU's systems and are kept secure there.
ACS Technologies has worked with ServiceU to integrate the ServiceU credit card handling screens into our product. ServiceU gathers the sensitive data, stores it, and processes it through the payment gateway and merchant account. And because ServiceU is CISP compliant, you can be assured that your data is kept secure.
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